Okay, let’s calculate this. So Jack has skills in Actuarial Science, Reinsurance, and Insurance, which are in demand. He also has experience in Retirement, Health Insurance, Pensions, and Employee Benefits. Location is Carlsbad, California, which is a hub for insurance and reinsurance companies. Considering his skills and location, I’d estimate his hourly rate to be around $125, which is slightly below average for an actuarial professional in this field. This rate is also in line with what I’d expect for someone with a degree from Princeton University, which is a highly respected institution.