Experience

• 

  Secretariat to the Competitiveness Council of Montenegro

  • Podgorica

  • Economic Expert for the Secretariat to the Competitiveness Council of Montenegro

    • Mar 2023 - Present
    • Podgorica

    Hired by EBRD to support the Secretariat to identify key impediments to investment by local and foreign enterprises, using the personal background knowledge and expertise, surveys, meetings, focus groups, desk analysis, etc. Implement due analysis of business environment and economic and private sector development issues, submit proposals aimed at business (particularly SME) development and investment climate improvements, etc.

• 

  Self-employed

  • Podgorica, Montenegro

  • Expert court witness for economic and financial issues, forensic accounting & fraud examination

    • Oct 2021 - Present
    • Podgorica, Montenegro

    Providing financial expert opionion and forensic analyses in legal proceedings before the prosecutors offices and courts of Montenegro

• 

  Heta Asset Resolution doo Podgorica and Heta Asset Resolution Leasing doo Podgorica

  • Project Manager for sale of Heta Asset Resolution and Heta Asset Resolution Leasing

    • Jun 2017 - Oct 2021

    Communication with the Group representatives Communication with investors' legal and financial representativesProject budget, time and resources managementInspection of legal and financial documentsManagement of the data roomIn-house legal team coordinating

  • Head of Collection & Case operations Division

    • Jul 2016 - Oct 2021

    Collection Portfolio managementClients relation (oral and written communication, meeting, etc.)Approval of the non-performing loans restructuring modelsManagement of administration of receivables and repossessed assets (documentation, insurance, estimations, booking, monitoring, etc.). Data quality monitoring, with respect to financial exposures and related collaterals Participation in the risk management process, with responsibilities related to credit and market risk hedging Management of different type of strategic projects (currently leading company sale project)Financial analysis of specific position of balance sheet, with regard to financial losses provisioning (IAS/IFRS)Cooperation with the company’s external auditorsMonitoring and analyzing of collection relating legislation Preparation of interim and annual reports to corporate governance bodies (national and group level)Preparation of local policies and procedures Preparation of yearly budgetPreparation of yearly marketing plans

• 

  Hypo Alpe-Adria-Leasing doo Podgorica and Heta Asset Resolution doo Podgorica

  • Head of Collection, Repossession and Remarketing Department

    • Aug 2013 - Jul 2016

    Collection and Remarketing Department managementPortfolio management Coordination of all activities related with repossession of non-performing contract collateralsMonitoring and analyzing of collection relating legislation Approval of the non-performing loans restructuring modelsCooperation with external lawyers, designing of collection strategies, drafting of the decision making process related document, etc. Cooperation with civil court enforcement officers National coordination of different projects, having been created on the Group levelManagement of repossessed assets: storage, insurance, maintenance, etc.Organization of tender procedures, with respect to sale of the repossessed assets, negotiation related to sale of the assets in question Preparation of interim and annual reports to corporate governance bodies (national and group level)Preparation of local policies and procedures Preparation of yearly budgetPreparation of yearly marketing plans

• 

  Hypo Alpe Adria Leasing doo Podgorica

  • Head of Remarketing department

    • Nov 2011 - Aug 2013

    Remarketing Department managementCoordination of all activities related with repossession of non-performing contract collateralsManagement of repossessed assets: storage, insurance, maintenance, etc.Organization of tender procedures, with respect to sale of the repossessed assets, negotiation related to sale of the assets in questionPreparation of interim and annual reports to corporate governance bodies (national and group level)Preparation of yearly sale plansPreparation of yearly marketing plansPreparation of yearly department budgetsPreparation of national policies and procedures

• 

  Hypo Alpe-Adria-Leasing doo Podgorica

  • Head of Commercial Department

    • Sep 2008 - Nov 2011

    Commercial Department managementClients care (oral and written communication, meetings, etc.)Portfolio management and monitoring (size of portfolio: EUR 100 million)Approving of new financings up to EUR 150 thousandCooperation with all national car dealersPreparation of strategic sales campaigns (during the referred period, Hypo-Alpe-Adria Leasing DOO Podgorica was a marked leader in terms of number of active leasing contracts and aggregate value of leasing exposures)Organization of sale process in the company’s headquarters and in two branches - Budva and BarMonthly reporting to the Management Board and to Hypo-Alpe-Adria Group representativesPreparation of yearly sale plansPreparation of yearly marketing plansPreparation of yearly department budgetsPreparation of national policies and proceduresReporting to Ministry of Finance

  • Sales officer

    • Nov 2007 - Sep 2008

    Clients care (oral and written communication, meetings, etc)Portfolio management and monitoring Preparation of general sale campaigns: marketing research, portfolio analyze, etc. Examination of clients’ petitions, preparation and presentation of abstracts to the executivesPreparation of financial services related legal instruments and other related documentationCollection activities: preparing decision for enforcement of collaterals: mortgages, pledges, liens, promissory notes/bill of exchanges, etc.

  • Board Assistant, Marketing Manager

    • Nov 2006 - Nov 2007

    Providing technical support to all administrative activitiesOrganizing and undertaking of all marketing activities Meetings organization for the Management Board’s sessionsCoordination and preparation of documents for the Supervisory Board’s sessionsDrafting of the corporate bodies decisions