Okay, let’s tackle this. So Ira has 12 years of experience as an insurance agent, which is a decent amount of time. Skills like team building, project management, and public relations are in demand, but not typically high-paying. Accounting and event planning are also relevant, but not typically lucrative. Autocad is a software skill, which can be useful but not necessarily high-paying. Location is Baltimore, MD, which is not a hub for high-paying industries. Insurance agents typically charge lower rates, around $50-$100 per hour, depending on experience and skills. Considering Ira’s experience and skills, I’ll estimate around $75 per hour.