Okay, let’s tackle this. So Howard Kaye has a broad set of skills that are in demand, including strategic planning, estate planning, and sales. He’s also got experience in marketing strategy, entrepreneurship, and investments. Location is Boca Raton, Florida, which is a hub for financial services. Considering his skills and experience, he’s likely to be competitive in the market. I’ll look at national averages for similar professionals. According to the Bureau of Labor Statistics, the median annual salary for financial planners is around $90,000. However, since Howard has a strong background in sales and marketing, his hourly rate might be higher. Let’s assume a 20% premium for his additional skills. That puts his hourly rate at around $125.