Okay, let’s calculate Holly’s rate. Based on her 12 years of experience as a Coding Auditing Specialist at Sansum Clinic, her skills in healthcare management, public speaking, and Microsoft Office, and her self-employment status for 45 years, I would estimate her hourly rate to be around $75. This is a relatively conservative estimate considering her experience and skills, but it’s also a rate that reflects her location in Ventura, California, which may have a lower cost of living compared to other parts of the country. Additionally, her experience as a self-employed individual may also impact her earning potential, so this rate is on the lower end of the spectrum. However, given the limited information available, $75 seems like a reasonable estimate.