Okay, so Holly has a broad range of skills in banking, including lending, sales, and team management. She's based in Lowell, MA, which is a mid-sized city in the US. According to national averages, banking professionals with her level of experience and skills can command hourly rates between $80-$150. Considering her expertise in lending and sales, I'd estimate her rate to be on the higher end of that range, around $120 per hour. However, this is just a rough estimate and may vary depending on specific industry demand and location.