Okay, let’s tackle this. So Holly has 10+ years of experience in mortgage lending, which is a specialized field. Her skills in commercial lending, credit analysis, and real estate finance are in demand. She’s based in New Orleans, which is a major financial hub. Mortgage professionals with her level of experience typically charge higher rates. Maybe around $100–$200 per hour? But considering her expertise in FHA lending and refinance, maybe higher. Some top mortgage lenders can charge $250+. Let’s check averages. Mortgage lenders with her background might average $150–$250. So I’ll estimate around $175