Experience

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  Hollis Carter, LLC

  • Little Rock, Arkansas

  • Principal/Owner

    • Jan 2015 - Present
    • Little Rock, Arkansas

    • Consultant specializing in Small Business Administration (SBA) 504 and 7(a) program independent loan review, policy development, and loan servicing and liquidation training.• Successfully completed and issued 52 independent loan review reports for 19 different SBA 504 and 7(a) lenders since January 2015.• Redesigned the National Association of Development Companies’ (NADCO) Basic Servicing and Advanced Servicing courses in 2015.• Instructor for NADCO’s Basic Servicing and Advanced Servicing training from 2015 to date.• Instructor for NADCO’s Liquidation training from 2015 to date.• Co-designer and co-presenter of NADCO’s Liquidation Webinar in 2015.

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  US Small Business Administration

  • United States
  • Government Administration
  • 700 & Above Employee

  • Supervisory Loan Specialist

    • May 1995 - Sep 2014

    • Over 30 years experience in commercial lending, loan servicing, loan liquidation and loan review.• Recognized as a loan servicing and liquidation expert in the SBA lending community.• Managed the 504 Liquidation Division from 2006 through September 2014 with responsibility for five SBA regions consisting of the East Coast, Southeast, Texas, Oklahoma and Puerto Rico.• Managed a staff of 13 with responsibility for a liquidation portfolio that peaked in 2011 at 1,400 liquidation cases totaling $750 million.• Reduced portfolio from 2011 peak to 650 cases totaling $350 million on October 1, 2014.• Loan recoveries averaged approximately $30 million annually since 2011.• Experienced in management, training, and development and implementation of new programs. • Very effective public speaking skills with both large and small audiences.• Extensive knowledge of SBA 7(a) and 504 loan programs and SBA Standard Operating Procedures.• Served as Lead Loan Specialist from 1995 through 2005 overseeing a team servicing SBA 7(a), 504 and disaster business loans.

  • Supervisory Loan Specialist

    • Aug 1991 - May 1995

    • Served as Chief of the Finance Division with responsibility for managing SBA 7(a) and 504 loan processing for the Kentucky District Office.• Duties included management of a staff of four loan specialists and two loan assistants, ensuring loans were processed timely and in accordance with prudent lending standards and SBA policy, conducting lender training, and marketing SBA loan programs to lenders and the small business community.• Successfully restored credibility in Kentucky's 7(a) and 504 loan programs by instilling a sound credit philosophy, improving credit administration and loan package quality, and attracting new lenders and borrowers to SBA loan programs across the state.• Promoted to Assistant District Director for Economic Development in December 1994. Responsibilities expanded to include all economic development programs including loan processing, servicing and liquidation.

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  Farm Credit Administration

  • United States
  • Government Relations Services
  • 300 - 400 Employee

  • Examination Manager

    • Aug 1986 - Aug 1991

    • Assisted in opening the Agency’s new Louisville Regional Office in August 1986.• Primary duties included direct supervision of seven examiners, management of examinations of Farm Credit System institutions, production of reports of examination, and effective presentation to institutions' senior management and board.• Responsible for managing the annual examination of the then largest agricultural credit association in the United States with over $3.0 billion in assets.• Led comprehensive "safety and soundness" examinations that included loan quality, credit administration, financial performance and condition, and management and board effectiveness.• Worked with senior management and boards to ensure that examination deficiencies were corrected. • Recommended enforcement actions when appropriate.• Served on committee to develop and implement the Agency's original "Certified Examiner" program including development of curriculum and evaluation criteria. Lead developer and instructor for "Examination Planning" module of the program.

  • Examiner/Supervisor

    • Sep 1985 - Aug 1986

    • Supervised the examination of the Farm Credit Banks of Louisville and assisted with examinations of Federal Land Bank Associations and Production Credit Associations in Indiana, Ohio, Kentucky and Tennessee.• Duties included review of loan quality, credit administration, management effectiveness and writing reports of examination.

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  Farm Credit Bank

  • Jackson, Mississippi

  • Credit Analyst/Senior Credit Analyst/Assistant Vice President

    • Jan 1982 - Sep 1985
    • Jackson, Mississippi

    • Served as a Credit Analyst with responsibility for review, analysis and recommendation of approval or denial of agricultural loan requests submitted to the bank by Production Credit Associations (PCA).• Promoted to Senior Credit Analyst in August 1983 with responsibilities expanded to include supervision of five credit analysts and oversight of analysis and approval of all loans "discounted" by the bank.• Promoted to Assistant Vice President - Supervision in February 1985 with responsibility for assisting in the supervision of six Mississippi and Louisiana PCAs.

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  Deposit Guaranty National Bank

  • Jackson, Mississippi

  • Credit Analyst

    • Jan 1981 - Jan 1982
    • Jackson, Mississippi

    • Completed the bank's management training program, promoted to Credit Analyst and assigned to the Greenville, MS bank.• Primary duties included credit analysis and review of the bank's commercial lending relationships, including new loans and renewals, to support recommendations to commercial lending officers. Also had retail lending responsibilities.