Heinrich Potgieter is a seasoned financial expert with 31 years of experience in retirement planning, wealth management, and strategic financial planning. As a Senior Financial Planner at Sanlam, he has developed expertise in living annuities, investment portfolios, and risk planning, with a strong focus on preserving wealth and managing financial needs. Throughout his career, Potgieter has demonstrated a comprehensive understanding of investments, asset allocation, and portfolio management. He has also honed his skills in estate planning, offshore investments, and new tax-free savings investments. His experience in retirement planning has equipped him with the ability to craft tailored solutions for clients seeking secure financial futures. Potgieter holds a Bachelor of Commerce (Hons) degree from the University of the Free State, where he also developed a passion for golf. With a strong educational foundation and extensive industry experience, he is well-positioned to provide expert guidance to individuals seeking personalized financial advice.