Okay, let’s tackle this. So Harvey has 49 years of experience in the insurance industry, which is a significant amount of time. He holds a BS in Business Administration and Management from Northeastern University, which is a reputable institution. His role as Executive VP at Schoenfeld Insurance Assoc suggests he has a high level of responsibility. Skills like underwriting, financial analysis, and strategic planning are in demand in the insurance industry. Considering his extensive experience, education, and role, I would estimate his hourly rate to be around $250. This is slightly lower than what top insurance executives might charge, but it's still a respectable rate given his background and industry.