Okay, let’s tackle this. So Hampton has skills like financial services, commercial lending, credit analysis, and management, which are in demand. He’s based in Chattanooga, Tennessee, which is a smaller market. According to the Bureau of Labor Statistics, the median annual salary for financial managers in the Chattanooga area is around $85,000. However, considering his skills and experience, I’d estimate his rate to be on the higher side. Let’s compare this to national averages. According to Glassdoor, the average salary for a commercial lender in the US is around $80,000 per year. Given Hampton’s expertise and location, I’d estimate his hourly rate to be around $125.