Experience

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  Bayview Residential Mortgage

  • Senior Mortgage Loan Officer

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  Bayview Residential Mortgage

  • Campbell, California, United States

  • Senior Mortgage Loan Officer

    • Jan 2021 - Present
    • Campbell, California, United States

    Handling mortgage clients for all real estate needs from commercial to land to residential.

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  XCAPITAL INC

  • Sunnyvale, California, United States

  • Senior Loan Officer

    • May 2019 - Jan 2021
    • Sunnyvale, California, United States

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  Good Life Mortgage and Investments Inc.

  • Senior Loan Consultant

    • Nov 2014 - Jan 2021

    Real estate investments and post investment portfolio management to our private investors with stable and consistent high -yielding returns from 10% to 16% on fully collateralize real estate in California.

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  BANC Home Loans

  • Campell , California

  • Mortgage Loan Officer

    • Oct 2016 - May 2019
    • Campell , California

    At Banc Home Loans , a division of Banc of California, Today, as a full service bank and lender with corporate headquarters in Irvine, CABanc home Loans offers flexible "common-sense" portfolio and conventional lending programs to accommodate the needs of borrower's with unique financing scenarios including self - employed and high net -worth individuals.

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  SolarCity

  • San Mateo

  • Sr. Energy Consultant

    • Mar 2014 - Oct 2014
    • San Mateo

    Responsible for full life of sales cycle and lead generation.Work with on-line tools to develop solar system designs as a visual example for home owners. Conduct analysis of customer’s current and projected electrical usage and financial ROI.Generate project proposals and quotes for customers.Close contracts at client homes.Log all communications with customers in Salesforce CRM contact database.

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  Western Land and Water.

  • Ventura,CA

  • Business Development

    • Feb 2008 - May 2013
    • Ventura,CA

    Business Development, Consulting and Fund RaisingFor in ground water assets for sale to municipalities and taking raw land and converting it to plot maps for retail sale.

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  Bank of America

  • Simi Valley, CA and Chandler Ariziona

  • Credit Research manager and MTG Underwriting workout

    • Feb 2009 - Jun 2012
    • Simi Valley, CA and Chandler Ariziona

    Mutli family loans. I initiated from start to finish loan modifications for mutli family segment including processing and packaging for final underwriting decision.Trained and assigned as a MHA underwriter to approve and deny loan modifications.Contributing member of the number one Team Uscanga for production numbers. We successfully implemented and and tested new policies witch streamlined the process and increased production of loans for modification.Extremely motivated and positive outlook to perform consistently in meeting quota-driven production.Was Part of the very first team to be trained in lending to the public the governments Making Home Affordable Mortgages

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  Sterling Home Mortgage

  • Phoenix, Arizona Area

  • Senior Loan Consultant

    • Apr 2005 - Jan 2009
    • Phoenix, Arizona Area

    Origination of home loans to the Phoenix and California markets through cold calling methods Counseled customers, Pre -qualified them, took applications and conducted preliminary underwriting reviewsSubmitted loan Via Calyx Point, ran LP/DU and credit report’s via online in my home officeProcessed all loans, from ordering title reports to appraisals to final doc requests working with over 150 different financial institutions to place client with the appropriate program to fit his/her needs Established myself as a Commercial Lender throughout the United States for Green funds, Solar, Water, Ethanol and Hard Money, Land and Commercial properties

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  National Senior advocate

  • Mesa , AZ

  • Senior National Account Executive

    • Jun 2000 - Sep 2001
    • Mesa , AZ

    Selling Products to the senior markets, All Insurance related products. From large groups to individuals

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  Ebiz Enterprises Inc

  • Scottsdale, AZ

  • Sales Representative

    • May 2000 - Aug 2001
    • Scottsdale, AZ

    Inside Sales Account Manager specializing in provider of hardware, software and advanced IT solutions.Cold called on large Fortune 1000 to small ISP providers Distributed variety of items from mouse to desktop all the way to their wiring closetWorked with Linux solutions that were primarily vendor neutralSpecialized in server solutions and networking equipmentCustom configurations with any software requested by client

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  VOICESTREAM COMMUNICATIONS LIMITED

  • Phoenix, Arizona Area

  • Senior Account Executive

    • Jan 1999 - Feb 2000
    • Phoenix, Arizona Area

    Outside sales Major account rep.Sold GSM mobile services and equipment to the health care industryCold called creating a personal territory using telemarketing and other various creative “out-of-the-box” ideas to generate Leads*Conducted extensive education to clients in the fast growing usage of various applications that the technology had to offer in the world of digital telecommunicationsActively engaged in surfing the web, text messaging, and e-mail communications