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Grant Essex is a seasoned banking professional with extensive experience in strategic planning, financial analysis, and asset management. Based in Alpharetta, Georgia, he has held various leadership positions at prominent financial institutions, including President and CEO of Milton National Bank, where he successfully grew the bank's assets from $25 million to $250 million. Grant holds a Bachelor of Business Administration degree from Georgia College and State University and an Advanced Management Program from Emory University. He is proficient in multiple languages, including English, and has expertise in accounting, finance, and business development. With over 30 years of experience, Grant has demonstrated his ability to drive growth, improve financial performance, and lead teams to achieve exceptional results.

Experience

    • President
      • Jun 2010 - Present

      Formed a Sub-S Corp to deliver consulting services to the Banking industry, regulatory authorities and Consulting Contractors. Provide consulting on problem loan portfolios and workouts, new bank formation, strategic planning, aquisition insourcing, business plan execution, director training and ...

    • Senior Consultant
      • Dec 2009 - Present

      I have worked on consulting assignments with the CECO team for various community banks on a range of issues from "Consultant to the Board of Directors" for dealing with regulatory supervention, to "Special Asset Repair and Recovery" engagements. cecoconsultants.com. CECO bring...

    • Consultant
      • Jul 2010 - Jan 2011

      I was retained by the Board and CEO as an independent consultant to Appalachian Community Bank, Murphy NC. ACB was a seriously impaired bank with locations in Georgia, North Carolina and Tennessee.I functioned as the Chief Credit Officer of this failing thrift. I managed the loan portfolio and di...

    • Sr. Asset Management Professional
      • Dec 2009 - Aug 2010

      I was an FDIC approved contract employee with MMC. My area of expertise in in Banking and Finance. I am currently assigned to an FDIC managed bank closing in Florida. Primary responsibilities are working on the problem loan portfolio under receivership and managing each loan assigned to me to max...

    • Owner
      • Jul 2001 - Mar 2009

      Owner of this $5 million a year retail sales company. Due to the difficult economy of 2008-2009, the business was closed in March of 2009.

    • President & CEO
      • Jun 1993 - Sep 1999

      Hired by the Board as President to turn around the bank. Milton was a $25 million bank under letter agreement with the OCC. Worked successfully with the Board, growing the bank to $250 million. Built strong management team and attracted good people.Reported directly to the Board of Directors and ...

    • President
      • Jan 1989 - Jan 1993

      Responsible for all business development departments of the bank. Reported to Chairman & CEO.Helped to grow the bank to $250 million.Responsible for strategic planning, budgeting, compliance and performance against financial and non-financial goals as determined by, and in coordination with t...

    • President & CEO
      • Jan 1986 - Jan 1989

      Hired when the bank was one year old by the Board to replace the original President. Charged with growing a stagnant, underperforming (unprofitable) bank. Grew the bank from $20 million in assets to over $100 million. Achieved profitability and 2% ROA.Responsible for long and short term strategic...

  • First National Bank of Chicago
    • London, United Kingdom
    • VP-Manager, Multinational Division
      • Jan 1982 - Jan 1986
      • London, United Kingdom

      Managed team of lenders responsible for Multinational Corporations with major presence in London for the First National Bank of Chicago.

    • Vice President
      • Jan 1975 - Jan 1986
    • VP-General Manager
      • Jan 1980 - Jan 1982
    • Vice President and General Manager
      • Jan 1977 - Jan 1980
    • Vice President and Manager
      • Jan 1975 - Jan 1977
    • Director of International Finance
      • Jan 1972 - Jan 1975

      Responsible for international treasury functions at this $6 billion commodities trading company.

    • Officer
      • Jan 1967 - Jan 1973

      Joined C & S right out of college. Participated in the management training program. Rose to the level of AVP.

Education

  • 1964 - 1967
    Georgia College and State University
  • Emory University

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Industry Focus. “Banking and Financial Services”

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