Okay, so Gavin has 5+ years of experience as an Insurance Agent in Greater St. Louis. The average salary for an Insurance Agent in the US is around $60,000 per year, but this can vary depending on location, experience, and performance. Considering Gavin's experience and location, his hourly rate might be on the lower side. Let’s look at some industry benchmarks. According to Indeed, the average hourly rate for an Insurance Agent in the US is around $30-$40 per hour. However, this can range from $20 to $60 per hour depending on the specific job requirements and location. Given Gavin's experience and location, I would estimate his hourly rate to be around $75 per hour, which is slightly above the average but still within a reasonable range.