Experience

• 

  PMA Brethour Realty Group

  • New Home Sales Specialist

    • Nov 2019 - Present

• 

  Century 21 Heritage Group Ltd., Brokerage

  • Richmond Hill, Ontario

  • Sales Representative

    • Jan 2011 - Nov 2019
    • Richmond Hill, Ontario

    Purchasing, Selling real estate in Ontario and private investor.

• 

  AMERICAN EXPRESS CANADA, INC

  • Markham, Ontario

  • Manager - Accounting

    • Sep 2007 - Mar 2011
    • Markham, Ontario

    •Two direct reports and a total staff of 7, currently manage all aspects of accounting activities both in Canada and FRC. Manage all financial activities including: cheque issuance for Vendors, Co-Brand Partner payments, credit balance refunds and accounting entries to record all Treasury cash management activities. Responsible for Corporate Purchasing card as well as all Vendor Payable Activities.•Responsible for Rec Gen ll implementation, oversight and control, fixed asset oversight and control, ensure compliance and establish procedures for compliance with abandoned property policy. Identified $1.9M opportunity in abandoned property with an annual benefit of $360k by Transforming the policy and procedures. Work with the business groups to identify process improvement opportunities. •Single point of contact for Canada Oracle GL implementation. New system was implemented successfully in Canada in October 2010.

• 

  AMERICAN EXPRESS CANADA, INC.

  • Manager, International Payments - BP & FA

    • Jan 2004 - Aug 2007

    •Directed and prepared the implementation of all major financial planning and budgeting processes for IP; this included the Annual plan, Long Range Plan, Investment Optimization, Planning Transformation, and Business Transformation.•Managed and exceeded business transformation target of $28M for IP with the business. Worked with the business to create the re-engineering pipeline and ensure cost / benefit analysis of each initiative.•Prepare and delivered analytical support to IP in financial evaluation and modelling.

  • Manager - Operations Planning & Re-engineering

    • Jan 1999 - Jan 2004

    •Educated customers via presentations on business drivers to improve profitability.•Lead staff of 4 professionals and ensured all investments met required returns.•Prepare sensitivity and financial models to aid with recommendations for pricing of all new business. •Build collaborative budgets and forecasts, highlighting all risks and opportunities.

  • Manager – Data & Operations Services

    • Nov 1998 - Jan 1999

    •Managed a department of 50 people with 3 professional direct reports. •Continually re-engineered processes to improve efficiencies.•Outsourced ROC/SOC manual processing to reduce costs. •Promoted Data Services as a low cost, quality service provider and increased business.

  • Business Unit Consultant - Card & Lending - Global Business Management & Analysis

    • Jan 1995 - Nov 1998

    •Developed financial model, including sensitivity analysis of multiple business variables for the launch of the Air Miles Credit Card. •Participated in re-engineering teams to improve profitability and free up funds for investment. Won three Chairman’s Award for Quality. (Air Miles credit card launch, BT process improvement, Card Activation up-sell).

  • Senior Financial Analyst - Business Planning & Financial Reporting

    • Jan 1994 - Dec 1994

    •Coordinated and prepared the operating expense budget in excess of $140 M for IP.

• 

  AMEX BANK OF CANADA

  • Markham, Ontario

  • Senior Reporting Analyst, Reporting Analyst - Bank Reporting and Accounting

    • Jan 1990 - Dec 1993
    • Markham, Ontario

    •Key player in the start-up of Amex Bank of Canada and prepared Board of Directors financial presentation. Prepared and analyzed all regulatory reporting of OSFI, CDIC, BOC, CBA and Stats Canada. Designed, prepared and presented monthly results package to senior management.