Experience

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  Commercial Bank International

  • United Arab Emirates
  • Banking
  • 700 & Above Employee

  • Manager - Risk Analytics

    • Jun 2022 - Present

     Responsible in preparing quarterly Basel Pillar I – RWA / CAR (BRF 95), Pillar III Market Disclosure and Basel leverage ratio. Preparing and developing Risk monitoring templates/dashboards/ Risk Appetite, Key Risk Indicator for the purpose of reporting to management, ALCO and Board Risk Committee.  Analyzing Corporate and Retail portfolio at client level in regards to past due, rating, ECL movements, charge off, restructure etc. Analyzing and preparing country exposure based on the country ratings. Performing UAT test cases on the system implemented within ERM division and validating its outputs to ensure full compliance with ERM requirements and the overall objectives.

  • Mis Officer

    • Aug 2016 - Present

     Analyzing WBG/BBG & RBG portfolio and providing recommendation and suggestions used for strategically decision making. Portfolio is analyzed at client / product / division in term of loans and advances, deposits and income level (Customer profitability report & yield analysis report) thereby providing business insights which is used in competitive advantage of business. Preparing analysis at client level for the credit risk team in regard to IFRS - ECL and Stage movement, Internal and CBRB risk rating and other credit policies parameters. Delivering MIS for both external (Central Bank & Rating agencies like Fitch and Moody’s) and internal stakeholders (CEO, CFO, WBG & other dept). Assisting in formulation of budgets and subsequent distribution for Wholesale Banking Group management.  Setting up of revenue forecast analysis, comparing with the actual revenue and analyzing the variance. Carrying out periodical checks to ensure data accuracy and suggest data clean up.  Maintaining up-to-date knowledge of all the assets, liability & trade products, procedures and policies and understanding of the systems.

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  National Bank of Ras Al Khaimah Dubai UAE

  • Dubai Silicon Oasis

  • MIS Supervisor

    • Mar 2011 - Jul 2016
    • Dubai Silicon Oasis

    • Analyzing retail book at product level and its performance based on portfolio, sales and provisions.• Delivering MIS for both external (Central Bank, AECB & Rating agencies like PWC) and internal stakeholders.• Compilation of the KRI and Operational – Dashboard for submission to the senior ...

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  Dubai Ship Building L.L.C.

  • Dubai

  • Finance Executive

    • Mar 2009 - Feb 2011
    • Dubai

    • Deft in managing the wide spectrum of tasks including customs duty accounting, local and import accounting and payments, coordinating accounting process and vendor developments.• Expertise in Financial Management activities involving day to day accounting and payments, scheduling and procuremen...

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  TE Connectivity

  • Finance Executive

    • Mar 2009 - Feb 2011