Okay, let’s calculate this. Fernando has a mix of skills that are in demand, including financial analysis, strategic planning, and risk management. He has full professional proficiency in Spanish, which is a plus in the US market. However, his location in Astoria, Oregon, which is a smaller city, might affect his earning potential compared to larger cities like New York or San Francisco. According to the Bureau of Labor Statistics, the median annual salary for financial analysts in the US is around $85,000. Considering Fernando’s skills and location, I estimate his hourly rate to be around $85, which is slightly below the national average. This is because smaller cities tend to have lower costs of living and doing business, which can impact salary ranges.