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Fereshteh Malekshahi is a seasoned actuarial professional with expertise in health insurance pricing, medical cost forecasting, and disease management. She has a strong educational background in business administration, public health, and economics. With over 20 years of experience in the industry, she has developed a deep understanding of the complexities of health insurance markets and has a proven track record of driving business growth and improving operational efficiency.

Experience

    • Research Analyst
      • Sep 2011 - Present

    • Actuarial Consultant
      • Jun 2003 - Feb 2011

      Involved with middle market group insurance pricing. Prepared rate filings for the Kansas City and St. Louis markets to make sure to stay incompliance. Prepared and analyzed a monthly report to demonstrate the Actual Claim report and the Reserve allocation in the region markets. This report showed a comparison of the plan versus actual performance in the region by market and segments. Contributed to a reduction in medical cost ratio as a result of thorough analysis of the High Claim Database and Report. This report increased the accuracy of the reserve setting. Selected to perform ad hoc analyses of high claims that lead to reduced expense to the company. Participated in trend and forecasting analyses on quarterly bases. Participated in varied analytical studies that provided in-depth analysis for the Leadership Team.

    • HEALTHCARE Consultant
      • Sep 1999 - Jun 2003

      Held a key role in the development of a Disease Management Database (Well Aware Program) that revealed the cost benefit analysis of the program. Assisted in the creation, development, build up, strategy and specifications necessary for an accurate assessment of the Disease Management Program. Assisted in developing business specifications for the Medical Cost Forecasting model.Helped in the design, test, and maintenance of the Medical Information and Decision Support Unit database, which is the data source for trend analysis, forecasting, and ad hoc report.

    • Actuarial Associate
      • Oct 1995 - Sep 1999

      Prepared rate filings for the New York market commercial products.Analyzed hospital and physician contracts to measure impact on medical cost.Analyzed rating impact of demographics, area, and trend to set pricing action initiatives.Worked closely with Legal and Underwriting departments to ensure compliance with Department of Insurance regulations and policies.Developed, maintained, and updated rate models for the Underwriting Department.

    • Co-Owner
      • Oct 1991 - Jan 1995

      Started a small successful business. Hired and managed eight employees. Oversaw all of the finances

Education

  • Stockholm University
    Post graduate program, computer Based Business
  • University of New Haven
    Master's degree, Business Administration
  • National University of Iran
    Bachelor of Science Degree, Economics
  • The University of Connecticut
    Master's degree, Public Health (MPH)

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Health and Medical Services”

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