Okay, let’s calculate this. Elvington Barbara has a mix of skills that are in demand, including risk management, financial analysis, and portfolio management. Her experience in retail banking and small business lending also adds value. However, her rate is not extremely high due to her location being Newport News, Virginia, which is not a major financial hub. According to national averages, finance professionals with similar skills can charge between $100-$200 per hour. Considering her experience and skills, I would estimate her hourly rate to be around $125, which is slightly below the average. This rate takes into account her location and the fact that she is not a senior executive or a financial expert with a strong track record of delivering results.