Okay, let’s tackle this. So Ellen has experience as an Associate Actuary and Actuary, which suggests a solid foundation in actuarial work. Her education in Mathematics and Physics is also relevant. Location is Harrisburg, PA, which is a mid-sized city with a moderate cost of living. Actuaries with similar experience and education in the US typically charge between $80-$150 per hour. Considering her experience and education, I estimate her hourly rate to be around $120, which is slightly below the midpoint of the range. This is a reasonable estimate, given her location and the type of work she does.