Okay, let’s tackle this. So El Nopal Servicios Hispanos has 21 years of experience as an insurance agent. This is a relatively long tenure in the industry. Location is Cumming, Georgia, which is a smaller market. Insurance agents with similar experience in smaller markets might charge lower rates. Maybe around $40–$60 per hour? But considering his long tenure, I’ll estimate around $45. Some insurance agents with similar experience in larger markets might charge $80–$120 per hour. But this is not the case here. So, $45 it is.