Okay, let’s tackle this. So Edward has a mix of insurance and finance skills, which is valuable. He’s not a lawyer, but he has a strong accounting background. His experience in reinsurance, property and casualty insurance, and health insurance is in demand. Financial analysis and reporting skills are also useful. Location is New York, which is a hub for finance and insurance. Industry standards for finance professionals with similar skills might range from $80 to $150 per hour. Considering his experience and skills, I estimate his hourly rate to be around $125, which is on the lower end of the range but still reasonable for a professional with his background.