Okay, let’s tackle this. So Doris has 33 years of experience in customer service, which is a significant amount. However, her role is now retired, so we need to consider her skills and education. Wedding planning and floral design are not directly related to banking, but she has skills in communication and customer service, which are transferable. Location is Vicksburg, Mississippi, which has a lower cost of living compared to major cities. Considering her experience and skills, I would estimate her hourly rate to be around $25, which is a conservative estimate for a retired professional with limited industry demand.