Experience

• 

  Bank of Southern California

  • Irvine, California, United States

  • Senior Vice President

    • Mar 2021 - Present
    • Irvine, California, United States

• 

  Pacific Western Bank

  • Irvine, California

  • Senior Vice President, Relationship Manager - Real Estate

    • Mar 2017 - Mar 2021
    • Irvine, California

• 

  Farmers & Merchants Bank of Long Beach

  • Long Beach, CA.

  • Vice President, Relationship Manager

    • Dec 2014 - Mar 2017
    • Long Beach, CA.

• 

  Citizens Financial Group, Inc.

  • Irvine, CA

  • Vice President

    • Oct 2013 - Dec 2014
    • Irvine, CA

    VIce President with RBS Citizens Retail Petroluem Finance Group. Provide a product array including term loans, lines of credit to finance working capital and growth, letters of credit and interest rate risk management and treasury services.

• 

  EverBank

  • Irvine, CA.

  • Vice President

    • Oct 2012 - Oct 2013
    • Irvine, CA.

    Part of division sale from GE Capital to EverBank in 2012.Responsible for the origination, loan structuring, and deal negotiation internally and externally of commercial real estate permanent loans.

• 

  GE Capital

  • Irvine, CA.

  • Vice President

    • Nov 1998 - Oct 2012
    • Irvine, CA.

    Performed in a sales role marketing GE Commercial Finance Business Properties loan products. Marketed real estate loan and equity products to developer/investors, Mortgage Brokers, and corporate prospects in the Southern California market place.

• 

  IMPAC Commercial Holdings

  • Senior Account Executive

    • Jul 1997 - Dec 1998

    Developed a strong loan referral network across the country. Responsibilities included solicitation of loan packages, analysis, loan structuring, negotiation and closing for the CMBS market.

• 

  Downey Savings and Loan

  • Newport Beach, CA

  • Vice President

    • 1996 - 1997
    • Newport Beach, CA

    Generated construction loans and permanent financing on both residential and income properties. Heavy emphasis on business development and established numerous relationships in the development community

• 

  Union Bank

  • Irvine, CA

  • Assistant Vice President

    • 1987 - 1996
    • Irvine, CA

    Reponsible for the underwriting and implementation of interim construction loans on both residential and income properties. Also worked in the Bank's Real Estate Special Assets Division (“RESAD”), and was responsible for the liquidation of a portfolio of problem real estate credits. including numerous independent restructure negotiations with borrowers, including the negotiation and sale of non-Bank owned assets (with the permission of the borrower) to outside developers and assistance in the liquidation of assets through bulk sales to Wall Street investment houses. RESAD position required strong technical knowledge of real estate and real estate law as well as close coordination with Bank Counsel in the negotiation and preparation of settlement agreements. Experience also included commercial lending for 4 years following the completion of the Bank's commercial lending training program.