Experience

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  Atbs

  • Business Consultant

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  American Truck Business Services (ATBS)

  • Golden, Colorado

  • Business Consultant

    • Oct 2006 - Present
    • Golden, Colorado

    We advise truckers how to succeed as Owner Operators and do their bookkeeping, accounting, and tax work.

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  Neil & Associates, LLC

  • Highlands Ranch, Colorado

  • Independent Businessman, Consultant, Investor

    • Nov 2001 - Oct 2006
    • Highlands Ranch, Colorado

    I traded my own investment portfolio (stocks, options, and e-mini futures), did life and career coaching, and consulted with small businesses. After my wife died in January of 2006, I decided to re-enter the workforce as an employee of ATBS.

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  First Data Corporation

  • Englewood, Colorado

  • Senior Vice President & General Manager

    • Apr 1995 - Oct 2001
    • Englewood, Colorado

    Successfully managed individual teams responsible for sales, marketing, service quality and product profitability in the United States. Designed and conducted large multi-state, Money Order sales & service campaigns that exceeded revenue plan 108% ($86 million) and pretax profit 124% ($31 million). Awarded President’s Club recognition for sales & service excellence

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  First National Bank

  • Greater San Diego Area

  • Executive Vice President, Manager Sales/Client Services

    • Sep 1991 - May 1994
    • Greater San Diego Area

    Recruited as part of a turn-around team to manage six banking offices ($600 million in assets) during a major problem-bank workout. Designed and implemented strategy to downsize six branches reducing operating expense by $500,000 while stabilizing and retaining top loan and deposit clients. Bank was successfully sold.

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  First City Texas

  • Houuston, Texas

  • Executive Vice President, Manager Bank/Branch Administration

    • Sep 1988 - Aug 1991
    • Houuston, Texas

    Recruited to increase sales productivity and profitability in 89 banks/branches. Organized and managed staffing review, which produced $4.7 million in expense reduction. Developed and implemented $4.9 million project that automated 525 personal computer work stations at 89 locations resulting in improved customer service and work flow efficiency. Created new line of business of retail-banking branches in 8 supermarket locations. Branches received national recognition for outstanding training programs and employee morale.

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  Neil & Associates, LLC

  • Greater Denver Area

  • President

    • Apr 1986 - Sep 1988
    • Greater Denver Area

    Successfully organized and operated retained executive search firm specializing in the financial services industry. Completed a variety of management searches including senior positions in sales, marketing, commercial and consumer lending, and executive management.

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  Columbia Savings

  • Denver, Colorado

  • Executive Vice President, Manager Commercial Banking

    • May 1983 - Apr 1986
    • Denver, Colorado

    Recruited to organize, staff and manage a new Commercial Banking Division. Hired commercial lending staff and generated $112 million in loans and $8 million in deposits in three years. Commercial banking business was sold to local bank to generate additional capital prior to Columbia Savings being sold.

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  First National Bank of Denver

  • Denver, Colorado

  • Executive Vice President, Manager Retail Banking

    • Apr 1981 - May 1983
    • Denver, Colorado

    Recruited as part of turn-around team to lead Retail Banking Division consisting of 7 managers, 260 employees, $10 million annual budget with direct and indirect loans of $150 million, and deposits of $286 million. Implemented new sales philosophy, products, and service quality standards that reversed declining deposit and loan trends and exceeded profit objectives. Bank was sold to First Interstate Bank.

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  Texas Commerce Bancshares

  • Houston, Texas

  • Chairman & Chief Executive Officer, Tanglewood Commerce Bank

    • Jun 1973 - Apr 1981
    • Houston, Texas

    Recruited initially as Senior Vice President, Manager Retail Banking responsible for profitably growing $110 million in consumer loans and $250 million in deposits. Promoted to CEO to start new bank for the Holding Company in 1977. Organized, staffed and developed bank from charter organization to full market introduction and on-going operation. Established company record for achieving profitability in 11 months.

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  United Bank of Denver

  • Denver, Colorado

  • Vice President, Manager Personal Banking

    • Nov 1968 - May 1973
    • Denver, Colorado

    Started as Management Trainee but promoted ahead of contemporaries to Manager of lobby services consisting of tellers, new accounts, consumer lending and customer service. Designed and managed new Personal Banking sales and service organization resulting in increased market share of consumer loans and deposits.

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  US Army

  • Fort Carson, Colorado, Vietnam, Fort Ord, California

  • Captain

    • Jun 1963 - Oct 1968
    • Fort Carson, Colorado, Vietnam, Fort Ord, California

    Entered the Army as 2nd Lieutenant Artillery at college graduation. Promoted ahead of schedule to rank of Captain. Awarded Bronze Star, Purple Heart, and Distinguished Service medals