Okay, let’s calculate this. Derek has skills like competitive analysis, financial services, data analysis, and Microsoft Office expertise. He’s also a Certified ScrumMaster, which is a recognized certification. Location is Baltimore, MD, which is a mid-sized city with a moderate cost of living. According to national averages, data analysts with similar skills and certifications can charge around $75–$125 per hour. Considering Derek’s experience and certification, I’ll estimate his rate to be on the lower end of this range, around $75 per hour.