Experience

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  BMO

  • Canada
  • Financial Services
  • 400 - 500 Employee

  • Senior Audit Manager

    • Dec 2020 - Present

    Senior Audit Manager for Commercial and Corporate Credit - Canada

  • Directeur principal, Crédit-Moyennes entreprises

    • Mar 2018 - Dec 2020

    Credit Manager for transactions between $1 million and 70 million dollars. National Technology Credit Manager for technology companies up to $10 million in cash burn or using the SaaS model.

  • Senior Manager Business Banking Credit Risk Oversight and Decision Strategies

    • Jan 2016 - Mar 2018

    Support Credit Risk Strategy by overseeing the Automated Lending Decisioning (ALD) framework and by maintaining the Commercial Risk Rating Manual (up to $20 million commercial authorizations). Support for transactional credit colleagues as well as liaison with first line colleagues and modeling teams.Worked with line partners on a revised guidance on how to risk rate borrowers with highly correlated probabilities of defaultConducted a full review of ALD framework and established a multi phase update of the framework to increase automated decisionsSupported transactional credit during a key credit system upgrade by adjudicating transactions for Quebec and Atlantic provinces during peak summer seasonProvided training to line leaders and transactional credit teams on what to look for with the new system to improve transaction quality

  • Portfolio Manager Mid Market

    • Sep 2015 - Jan 2016

    Underwriting Commercial Loans for Mid Market Lending Portfolios (authorizations from 2.5 to 20 million). Recognized for credit underwriting skills. Limits raised to near top of band for job category and successfully attained Real Estate underwriting designation (DREAM) without construction risk.Continued to represent district with ongoing enhancements to new credit application system as part of a national subject matter expert panel.Supported the management team with two sector audits of the district's underwriting. No findings on any files underwritten and was able to assist with the mitigation of other findings.

  • Portfolio Manager

    • Feb 2013 - Sep 2015

    Portfolio Manager. Underwriting Commercial Loans for Independent Business to Mid Market Commercial Lending Portfolios.Recognized as a top performer in 2014 supporting the roll out of a new credit underwriting software for the district. Conducted training for account managers, underwriters, and management teams. Liaison with the headquarters support team for enhancements and support for issues.Support for the repatriation of Margin and Covenants to the line units from the centralized support teams. Training for Commercial Service Officers on how to process margins and covenants. Training covered how to identify if complete packages were received, to the types of calculations, and how to record the status.

  • Technology & Integration Specialist

    • Mar 2008 - Feb 2013

    Act as Technology Manager for the BMO Portfolio Management Unit providing Project Management Services to the Commercial Loans Processing Back-office Team. Maximize productivity by providing optimal IT infrastructure and services in the most cost-efficient manner. Work closely with Portfolio Managers and the bank’s Executive Team to understand IT requirements at all levels throughout the department, and effectively translate business needs into technology solutions.

  • Sr Manager, Stress Testing

    • 2007 - Mar 2008

    Provided IT support and project management services within the bank’s Economic Capital, Enterprise Risk & Portfolio Management Department. Put the bank through “what if” scenarios, and implemented diverse stress tests and development models to determine possible outcomes under various economic stress situations.

  • Reporting Development Manager

    • Sep 2005 - 2007

    Provided IT development, project management, and support functions for Performance Reporting of all Portfolio Managers within the Personal & Commercial Banking Sector. Focused upon provision of key scorecards for the entire sales force that efficiently demonstrated results versus budget achievement, and clearly identified areas for potential improvement. measurement systems.

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  DEREK JUBB & ASSOCIATES LTD.

  • Toronto

  • Consultant

    • 2002 - 2005
    • Toronto

    Provided consulting services to leading organizations, effectively designing, developing and implementing technology solutions to improve business processes, sustain business productivity, and meet corporate performance objectives. Key projects include:ARCHIVES OF ONTARIO, IT Project Manager, Electronic Records Project• Developed tool to track information contained in electronic systems for record identification and retention• Investigated solutions for long-term storage and accessioning of electronic systems.BANK OF MONTREAL, IT Manager/Project Manager, (several locations and projects)• Seconded to Prairies’ Division, Calgary to develop system to track Saskatchewan’s Feeder/Breeder Loan Program.• Worked with BMO in Toronto on the Community Performance Support project. Implemented a special reporting system monitoring sales outcome for line executives.• Fulfilled projects within the National Sales Office, Toronto, including development of new executive reporting for High Net-worth Sales Force, creation of sales target system for line staff. Additionally contributed a tracking system for advanced sales training.

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  BMO

  • Toronto

  • Senior Project Manager, Customer Knowledge Management

    • 2000 - 2002
    • Toronto

    Fulfilled a full-time role with mandate to increase leverage of customer modeling (segmentation, purchasing similarity and potential) within the retail banking organization.

• 

  DEREK JUBB & ASSOCIATES LTD.

  • Toronto

  • Consultant

    • 1996 - 2000
    • Toronto

    National Sales Office, Bank of Montreal, Toronto• Re-development of a remote agent sales tracking tool to provide for e-mail based electronic data interchange• Requirements analysis and support for a revised sales tracking system for line sales and service staff• Development of a tracking system to for advanced focused sales trainingHelp Desk System, Aegis Manufacturing Corporation, Concord• Management reporting and failure distribution• Integration to manufacturing data for on-line configurations

• 

  FOOTPRINT SOFTWARE

  • Toronto

  • Development Manager

    • 1995 - 1996
    • Toronto

    Responsible for the development of a new Windows based financial planning software package, PowerRep, and the technical development of a World Wide Web site for the Canadian financial market place.• Supervised a staff of programmers, CSRs, and technical writers• Co-ordinated with clients and external suppliers

• 

  RETIREMENT COUNSEL OF CANADA

  • Toronto

  • Manager Information Systems

    • 1994 - 1994
    • Toronto

    Responsible for the systems (telecommunications and computer) support and training of a multibranch financial planning company.

• 

  NORTHERN TELECOM

  • Brampton

  • Contract Software Engineer

    • 1992 - 1993
    • Brampton

    Assisting with the transition of systems to UNIX in C and INGRES from VM/CMS in PL/1 and a proprietary RDBMS.

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  DSG

  • Toronto, London, Montreal

  • Project Manager

    • 1989 - 1992
    • Toronto, London, Montreal

    Shared responsibility for maintaining and enhancing internal system templates, user guide templates, and procedures for quality control and rapid development.Primary focus: systems involved with telecommunication network design and management