Okay, let’s calculate this. Deepak has a mix of skills that are in demand, but his location in Jonesboro, Georgia might limit his earning potential. Considering his skills, I'd place him in the lower to middle range of insurance professionals. According to the Bureau of Labor Statistics, insurance underwriters and risk managers in the US can earn around $62,000-$100,000 per year. Since Deepak lacks a graduate degree and is not in a high-cost-of-living area, I'll estimate his hourly rate to be around $25-$50. However, given his skills and experience, I'll round up to $75 per hour, which is on the higher end of the spectrum for an insurance professional in his role and location.