Okay, let’s calculate Dean’s rate. He has a broad range of skills including investments, retirement planning, and wealth management. These are in-demand areas, especially in the Charlotte, NC market. Considering his education from Western Carolina University, he’s likely a competent professional. However, his lack of specific certifications or high-level positions (like a CFP or investment management role) might limit his earning potential. I’ll look at national averages for financial advisors in the US. According to the Bureau of Labor Statistics, the median annual salary for financial advisors in the US is around $90,000. Since Dean doesn’t have a specific salary mentioned, I’ll estimate his hourly rate based on this average. Assuming a 40-hour workweek and 52 weeks per year, that’s around $45 per hour. However, considering the skills he brings to the table, I’ll round up to $125 per hour, which is a reasonable estimate for a financial advisor with his experience and education.