Experience

• 

  Velocity Community Credit Union

  • United States
  • Banking
  • 1 - 100 Employee

  • Consumer Loan Underwriter

    • Jan 2017 - Present

    Review all consumer loan applications, credit, collateral and financial information to make sound lending decisions.

  • Mortgage Loan Processor

    • Oct 2015 - Jan 2017

    Process conforming mortgages and home equity products. Obtain underwriting approvals and coordinate closings on both conforming and home equity loans. Prepare closing documents on all equity loans and handle closings. Prepare closing disclosures for both conforming and home equity loans.

  • Consumer Loan Underwriter

    • Jan 2014 - Oct 2015

    Review all consumer loan applications, credit, collateral and financial information to make sound lending decisions.

  • Consumer Loan Counselor

    • Jan 2012 - Jan 2014

    Sold appropriate loan products to meet members needs. Cross sell other Credit Union Products and make qualified referrals. Process loan applications for all loan products offered by the Credit Union to forward to underwriting for a lending decision. Prepare all loan documents for closing, disburse and book the loan.

• 

  Payment Alliance International

  • West Palm Beach, Florida Area

  • Account Manager

    • Mar 2009 - Jan 2012
    • West Palm Beach, Florida Area

    Data processing and validation of new merchant applications.

• 

  Washington Mutual Savings Bank

  • Jupiter, Florida

  • Personal Financial Representative

    • Oct 2007 - Feb 2009
    • Jupiter, Florida

    Sell deposit products and build relationships with customers. Provide sales and service for Consumer and Residential lending products.

• 

  VirtualBank

  • Palm Beach Gardens, Florida

  • Wholesale Mortgage Underwriter

    • Mar 2006 - Jul 2007
    • Palm Beach Gardens, Florida

    Review and approve mortgage loans within assigned loan authority. Work closely with Mortgage Brokers to restructure deals.

• 

  Washington Mutual Savings Bank

  • West Palm Beach, Florida Area

  • Sr Exception Mortgage Underwriter III

    • Oct 2001 - Mar 2006
    • West Palm Beach, Florida Area

    Reviewed and approved mortgage loans within assigned loan authority. Approved loan to value and debt ratio exceptions within Risk Lending Authority .

• 

  Republic Security Bank

  • West Palm Beach, Florida Area

  • AVP Consumer Loan Underwriting Manager

    • May 1994 - Sep 2001
    • West Palm Beach, Florida Area

    Manager consumer loan underwriting division which underwrites all loans in the banks consumer loan portfolio. Work closely with branch sales team to restructure loans, pricing and documentation issues.