Experience

• 

  Independent Bank (i-bank)

  • Memphis, Tennessee, United States

  • Senior Vice President-Commercial Banking

    • Oct 2021 - Present
    • Memphis, Tennessee, United States

• 

  Landmark Community Bank (Memphis, TN)

  • Memphis, Tennessee, United States

  • Senior Vice President Commercial Banking

    • Oct 2007 - Oct 2021
    • Memphis, Tennessee, United States

    Develop, manage, and grow commercial loan and deposit portfolios. Manage risk in loan portfolio through sound lending practices and acute customer knowledge. Inspect and manage construction loan assets to maintain proper adherence to loan policy and reduce risk to the bank. Make credit decisions based upon thorough financial analysis of existing and potential clients. Approve credit offerings for Memphis and Nashville commercial loan proposals. Assist in cash management strategies for clients as well as their cash flow optimization. Refer existing and potential clients to other bank lines of business officers for additional products and services.

• 

  First Horizon Bank

  • Memphis, Tennessee, United States

  • Vice President-Business Banking-First Horizon

    • Sep 2003 - Oct 2007
    • Memphis, Tennessee, United States

    Develop, manage, and grow commercial loan and deposit portfolios. Manage risk in loan portfolio through sound lending practices and acute customer knowledge. Inspect and manage construction loan assets to maintain proper adherence to loan policy and reduce risk to the bank. Make credit decisions based upon thorough financial analysis of existing and potential clients. Assist in cash management strategies for clients as well as their cash flow optimization. Refer clients and prospects to wealth management and mortgage banking as appropriate. Work with branch managers and CSR's to assist them in achieving their business lending and deposit goals. Help train branch management in the basics of commercial loan and deposit products.

• 

  AmSouth Bank

  • Vice President-Business Banking-AmSouth Bank

    • Jan 2002 - Sep 2003

    Develop, manage, and grow commercial loan and deposit portfolios. Manage risk in loan portfolio through sound lending practices and acute customer knowledge. Inspect and manage construction loan assets to maintain proper adherence to loan policy and reduce risk to the bank. Make credit decisions based upon thorough financial analysis of existing and potential clients. Assist in cash management strategies for clients as well as their cash flow optimization. Refer clients and prospects to wealth management and mortgage banking as appropriate. Work with Branch managers and CSR's to assist them in achieving their business lending and deposit goals. Help train branch management in the basics of commercial loan and deposit products.

• 

  Varangon

  • Memphis, Tennessee, United States

  • Special Projects Manager-Varangon

    • Jan 2000 - Jan 2002
    • Memphis, Tennessee, United States

    Manage company efforts to maximize efficiencies at company residential treatment facilities (RTC's) for adolescent males in Tennessee and Oklahoma. Lead State of Tennessee Certificate of Need (CON) efforts for narcotic rehabilitation facilities.

• 

  Enterprise Bank

  • Memphis, Tennessee, United States

  • Asst. Manager-Enterprise Bank

    • Aug 1996 - Dec 1999
    • Memphis, Tennessee, United States

    Grow and manage consumer loan and deposit portfolio. Manage branch staffing and schedules. Serve existing and potential clients with retail banking needs. Refer retail customers and potential customers to other bank lines of business as appropriate. Oversee teller operations and proper branch cash controls.

• 

  First Horizon Bank

  • Memphis, Tennessee, United States

  • Senior Customer Service Representative-First Horizon

    • May 1994 - Aug 1996
    • Memphis, Tennessee, United States

    Responsible for soliciting and referring clients to wealth management and investment services. Held series 6 and series 63 securities licenses. Open and service new consumer loan and deposit accounts. Reconcile branch official checks and cash daily. First line contact for bank clients and potential clients.

• 

  John Hancock Investment Management

  • Memphis, Tennessee, United States

  • Registered Representative-John Hancock Financial Services

    • Jan 1993 - May 1994
    • Memphis, Tennessee, United States

    Prospected and developed client base for various investment vehicles and insurance product sales. Held series 6 and series 63 securities licenses.

• 

  FedEx

  • Memphis, Tennessee, United States

  • Ramp Agent-FedEx

    • Aug 1987 - Dec 1992
    • Memphis, Tennessee, United States

    Responsible for the weight and balance calculations, extremely time sensitive safe-loading, and launch of up to 5 flights per day to all of southern California to include Los Angeles, Long Beach, Ontario, San Diego, and Burbank. Lead a team of 63 employees to achieve daily on-time sort, weighing, tracking, transport, loading and launch of 2 MD-11 and 3 727 aircraft daily. Worked 32 hours per week while attending The University of Memphis full time.