Okay, let’s tackle this. So David has over 24 years of experience in the insurance industry, which is a significant amount of time. His role as a District Sales Coordinator at Aflac is a high-level position, but his current role as a Case Manager at Access Enroll is still a management position. He has a Bachelor's degree from Maine Maritime Academy, which adds some prestige. Skills like sales, leadership, and customer service are in demand. However, the insurance industry is highly competitive, and rates can vary widely depending on the company, location, and specific job requirements. Considering his experience and education, I would estimate his hourly rate to be around $120, which is slightly below the national average for sales and management professionals in the insurance industry.