Experience

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  Rawbank

  • Congo, The Democratic Republic of the
  • Banking
  • 700 & Above Employee

  • Commercial Banking - Country Head

    • Mar 2019 - Present

    Managing SME Portfolio as National Manager

  • Responsable d’analyste Credit- PME

    • Jun 2014 - Feb 2019

    Head of Unit Petit et Moyyene Enterprises, Department Credit et Risk

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  Habib Metropolitan Bank (Subsidiary of AG Zurich)

  • Pakistan
  • Banking
  • 700 & Above Employee

  • Credit Officer / MTO

    • Jan 2014 - Jun 2014

    Core responsibities as a Credit Officer is to assists my ultimate supervisor (Advance's Incharge). Moreover, analysis of clients quantitative and qualitative basis which includes analysis of financial statements, market reputation of client, number of customer and supplier, profiles of major suppliers and etc. Besides analysis I am responsible to resolve queries of clients regarding there credit facilities.Helping Credit Incharge in evaluating client and its need also includes to match its need with what Bank's policy allows. Proper documentation for each credit line is also one of my responsibility,with follow ups and guiding clients to meet their obligations and requirements.Besides evaluation and analysis I am also responsible of making Credit Proposal which is a complete picture of client and Bank history and includes all information required by approving authority to approve credit facility. Credit Proposal is iniated from branch end and send to the higher authority for approving client credit facility request.I am also responsible to coordinate with internal department like Credit Administration Department, credit approval department, as to make sure that not a single document is missing and to make follow up's for approval of credit proposals send by Branch end.

  • Graduate Management Trainee / OG-II

    • Jul 2013 - Dec 2013

    An extensive trainnig for about five month, trainning was planned on class as well as on job. MT's were rotated in each and every department and were trainned before posted in any department.Pre and Post Job tests were scheduled and individual's performance were evaluated on 360 degree which includes tets scores, conduct during class and Job and on the basis of knowledge and Understanding.By the Grace of GOD I Successfully completed entire bank training and secured 2nd position.

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  United Wellness Group

  • Houston, Texas Area

  • Reporting Manager

    • Dec 2012 - Jul 2013
    • Houston, Texas Area

    This position was added as of the Demand of My Client (United Wellness Group);Had a great Experience, Perform various activities as a Reporting Analyst• Collection of Health data of individual employees for client.• Communication of status for collection in form of report (Standard Format) every month.• Monthly, quarterly, and yearly Health Risk Assessment and biometric Aggregate reports.• Yearly comprehensive combined reports with analysis on health data on aggregate basis.• Track record of various activities (Challenges, Seminars, Webinars, Quizzes) conducted by UWG in order to minimize aggregate health risk for clients.• Submission of records in proper and presentable format.• Direct client coordination by resolving their queries and presenting reports according to their required formats.

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  Arthur Lawrence

  • Pakistan

  • Jr. Reporting Analyst

    • Nov 2012 - Jul 2013
    • Pakistan

    • Streamlining process of various projects by developing standard process flows.• Preparation of Standard of procedures for various deliverable (i.e. reports to clients)• Direct client coordination for deliverable.• Analyze and prepare wellness reports for client.

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  Karachi Stock Exchange

  • Internee

    • Aug 2012 - Aug 2012

    As a internee in Law and Corporate Department; I learned the working of internal department, worked on various projects and critical analysis of various cases pertaining to Karachi stock exchange clients.

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  Habib Bank Limited

  • Internee

    • Jun 2012 - Jul 2012

    Worked in Remedial Assets - Risk Management and Support Services department; understand internal process, dealing techniques with NPL, client coordination.

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  Bank Al Habib Limited

  • MA Jinnah Road Branch

  • Internee

    • Jun 2011 - Jul 2011
    • MA Jinnah Road Branch

    Internee at Branch Banking for 8 Weeks; Learned working of Branch with rotating in various departments. Explore departments are: Account Opening Department Check Clearing and Authorization Department Provision of Loans to Private Businesses and Individuals Department Foreign Transaction Department.Had a wonderful experience, learned flow of daily transactions. On hand Experience for risk rating to individuals borrowers. Understand the flow of Foreign Remittance.