Okay, let’s tackle this. So D Michael Caruso has 37 years of experience as an Agent/Broker, which is a long time in the industry. Location is Folsom, Louisiana, which is a smaller market. Insurance professionals with his level of experience, especially in a smaller market, typically charge lower rates. Maybe around $50–$100 per hour? But considering his extensive experience, maybe higher. Some insurance agents/brokers with similar experience might average $75–$125. So I’ll estimate around $75.