Okay, let’s tackle this. So Cyndy has 33 years of experience in insurance, which is a significant amount of time. She has worked for one company, Aflac, for most of her career, which suggests a level of job security and stability. Her skills are fairly broad, but not extremely rare. Considering her location in Bismarck, North Dakota, the cost of living is relatively low. Insurance professionals with her level of experience in this region might charge lower rates. Maybe around $75 per hour? But considering her extensive experience, I’d say she could charge more. Some insurance professionals with similar experience might charge $100–$150 per hour. So I’ll estimate around $75, on the lower end of the range.