Experience

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  Entrepreneurs Financial Centre (EFC)

  • Lusaka, Zambia

  • Credit Analyst

    • Feb 2018 - Present
    • Lusaka, Zambia

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  ECLOF Zambia

  • Lusaka

  • Branch Manager

    • Jan 2013 - Dec 2016
    • Lusaka

    *Strategic planing for the Branch and company *Maintaining a good quality portfolio of the Branch in accordance with the laid down company policies and procedures that will result in positive growth of the Branch and the company as an entity.*Supervise all Branch staff and to be in charge of the day to day operations of the Branch.* Appraise all Branch staff on a monthly basis in line with set parameters and taking corrective action to remedy any deviations from targets and ensure that monthly/quarterly/annual targets are meet. * Taking disciplinary action against Branch staff that flout/ abrogate company policy and procedures *Maintain a portfolio at risk of under 5% and carry out effective delinquency management *Submit to the Executive Director a weekly activity plan and follow up activity report that is consistent with achieving client recruitment, loan disbursement and active portfolio targets*Prepare and submit Weekly/Monthly/Quarterly/Annually reports to the Executive Director on agreed dates*Be the custodian of all assets in the Branch and to ensure all assets are insured by the Insurance Company*Ensure that all moneys are banked on time, cash received summaries are done daily and sent to Finance department*Plan and implement direct marketing activities which are effective in raising awareness of the company*Review and approve all loans applications submitted by Credit Officers and ensure compliance to Credit Manual guidelines prior to submission to Executive Director*Review individual or commercial customer files to identify and select delinquent accounts for recovery *Ensure Branch compliance to all laid down procedures and internal controls of the organisation*Resolve clients’ complaints and queries *Coordinate with other departments of the Company to achieve results and embrace team spirit *Carry out other duties as requested by the Executive Director

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  Blue Financial Services

  • Chingola Zambia

  • consultant

    • Aug 2010 - Jan 2013
    • Chingola Zambia

    *Loan Appraisals*Analysing credit data and financial statements to determine the degree of risk involved in lending moneys*Evaluate customer records and recommend payment plans based on earnings*Ensuring that all the payments which have fallen due are collected*Writing loan applications and entering data in the system*Consult with client to resolve complaints and verify financial and credit transactions*Loan recoveries and delinquent management*Marketing of all loan products

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  Apollo Enterprises

  • Chingola Zambia

  • Accounts Assistant

    • Jun 2009 - Jun 2010
    • Chingola Zambia

    Cash and Credit Transactions *Receipting *Banking daily cash *Posting cash sales into cash books *Writing Payment vouchers and cheques *InvoicingOther duties included;*Reconciling time cards and site attendance registers. I. e ensuring all hours worked where accurately recorded including any overtime worked before despatching to wages control*Maintaining petty cash float

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  Konkola Copper Mines plc

  • Trainee

    • Apr 2008 - Mar 2009