Experience

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  RBS Citizens Financial Group

  • Hartford/New Haven,Connecticut Area

  • Mortgage Loan Officer

    • Feb 2014 - Present
    • Hartford/New Haven,Connecticut Area

    Proactively identifies, develops and maintains a quality network of business relationships (affinity partners, realtors, builders, professional and personal contacts) for new mortgage lending opportunities. Participates in business-related development opportunities, community efforts to promote home ownership.Determines loan needs and advises those customers of appropriate products, terms, and pricing. Originates mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.NMLS #882770(Nationwide Mortgage Licensing System and Registry)

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  Entertainment

  • Singer Guitarist

    • 1973 - 2015

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  TD Bank, N.A.

  • New Haven, CT

  • Financial Services Representative

    • Feb 2012 - Feb 2014
    • New Haven, CT

    Acts as an Insurance licensed employee, providing Customers with additional products & services and acting as wealth referral champion within the Store. FSRs are required to maintain active registration with State Life & Health Insurance licensing. Primary contact and resource for large/complex credit needs within the store, consistently providing exemplary Customer Service through selling and cross-selling a wide range of banking products, investment and insurance products and services to new and existing Customers.Takes residential mortgage loan applications AND offers or negotiates terms of residential mortgage loans for compensation or gain. NMLS #882770(Nationwide Mortgage Licensing System and Registry)Achievements: Consistent Excellence to target revenue goals. * Achieved 104% of Revenue target 2012 (Start date in Q2) * Currently pacing at 278% of goal 2013 *Achieved $3000 Monthly WIN Credit each of the 3 months of Q1 2013 * Q1 WOW Recognition Award-(Only FSR in the Region to do so) *Achieved $3000 Monthly WIN Credit Q2 2013, Q4 2013 *Initiated community outreach program to New Haven School system to bring financial education and responsibility to students at an early age. *Honored to be appointed to The Board of Governance at the Clinton Ave. School, as the Community Representative.

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  Bankers Life and Casualty

  • Milford, CT

  • Insurance Agent

    • Oct 2008 - Jan 2012
    • Milford, CT

    Develop advanced prospecting plan, meet with clients provide needs-assessment and professional recommendations. Manage all phases of the sales cycle and consistently close new business. Represent a full line of insurance and financial products, serving as a trusted advisor to businesses and individuals. Contribute in training NAS Agents, complete company specified training modules and create a fun and productive work environment. Achievements: . Provided sound recommendations for concerned seniors in their retirement, and placed appropriate financial and insurance products to maximize and protect the net worth of their respective portfolios. . Appointed CLTC in 2009, Certified Connecticut Partnership for Long-Term Care in 2010, Veteran Agent 2011 . Earned awards for excellent sales performance, including Rising Star and Soaring Eagle awards. . Consistently led in lead-generating activities and honed prospecting skills. Assessed risk tolerance and investment goals to recommend solutions optimally suited to client needs. . Captured over $2MM in qualified funds from existing client base into annuity products.

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  GE

  • Fairfield, CT

  • Independent Contractor

    • 2003 - 2008
    • Fairfield, CT

    Media Conversion/ DVD Compression / AVID. Provides Audio Visual support for GE Broadcast Network, the Executive Boardrooms, GE conference center, Training Facilities, and Guesthouse.

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  Sales Experience

  • Sales Professional

    • 1992 - Oct 2003

    IKON, Milford, CT. (Document Imaging Solutions) – as Major Account Executive LANIER WORLDWIDE, LLC Milford, CT. (Document Imaging Solutions) – as Account ExecutiveEVENTRA, Milford CT. (EDI Software/Web- Based Procurement) – as Account Executive O.S. SOLUTIONS, INC, Danbury, CT. (AS/400 Query Software) – as Major Account Executive BERNARDI VW/AUDI- Natick, MA. (Auto Sales and Leasing) – as Sales Representative