Experience

• 

  Carrington Mortgage Services, Mortgage Lending Division

  • Santa Ana, CA

  • MLO

    • Jan 2014 - Present
    • Santa Ana, CA

    Responsibilities include: Conducting services in states licensed in. Provide excellent customer service to all clients, and communicate with borrower via phone, email, fax and in person. Provide credit solutions to borrowers when needed. Request income documents and additional documentation to support submissions. Review and condition the borrower’s initial income documents, and review borrower’s credit. Send initial disclosures to borrower for review, and be point of contact for the borrower until transaction is complete. Submit files to processor to continue the file to completion, and order appraisal for the borrowers when required. Provide updates to client when available, and restructure loan in process when needed. And lastly, continue training and education in all state licensing as required.Achievements, Awards and Accolades“Life time achievement award” I have achieved over a 12% conversion ratio during my time with this company. This puts me in the top 5% of the company for anyone who has been with the company over 6 months. I have other numerous high ranking reports available upon request

• 

  Network Capital Funding Corporation

  • Irvine

  • MLO

    • Jun 2012 - Present
    • Irvine

    Responsibilities include: Conducting services in states licensed in. Provide excellent customer service to all clients, and communicate with borrower via phone, email, fax and in person. Provide credit solutions to borrowers when needed. Request income documents and additional documentation to support submissions. Review and condition the borrower’s initial income documents, and review borrower’s credit. Send initial disclosures to borrower for review, and be point of contact for the borrower until transaction is complete. Submit files to processor to continue the file to completion, and order appraisal for the borrowers when required. Provide updates to client when available, and restructure loan in process when needed. And lastly, continue training and education in all state licensing as required.Achievements, Awards and Accolades“Life time achievement award” I have achieved over a 12% conversion ratio during my time with this company. This puts me in the top 5% of the company for anyone who has been with the company over 6 months. I have other numerous high ranking reports available upon request.

• 

  Kondaur Capital Corporation

  • Orange County, California Area

  • Asset Manager

    • Sep 2008 - May 2012
    • Orange County, California Area

    Responsibilities include: Managing, maintaining and liquidating a portfolio of 30 to 65 assets on a monthly basis. Over seeing eviction, foreclosure (judicial and non judicial states), property preservation, rehab, bankruptcy, deed in lieu, cash for keys and skip tracing. All forms of negotiations between FCL trustees, Bankruptcy attorney’s, eviction attorney’s, borrowers, tenants and investors. Also included in my responsibilities are evaluating tapes for value due diligence and credit due diligence. Determining what we as a company should pay for an asset based on local factors such as back logs in the local court systems, county recorders office and overall economic factors. Reevaluating on a monthly basis the most profitable exit on each and every asset using short sales, FCL or sales of notes to investors. Achievements, Awards and AccoladesRanked #4 in the entire company for 2009 in overall performance in units liquidated, profitability and due diligence. From 2/2009 through 2/2010 - # 1 in revenue in the entire company out of 129 asset managers. #6 in the company for total units liquidated. Along with numerous top 10 standings on any given month - I was busy!

• 

  Home Loan Funding

  • Irvine

  • Branch Manager

    • Feb 1998 - Oct 2008
    • Irvine

    Home Loan Funding, Inc.Branch Manager Irvine 8 (October 2000 to February 2008)Responsibilities included: Managing hiring and training 5-8 loan officers, maintaining production goals (averaging 150k to 200k in gross fees per month). Not only team production but personal production had to be maintained.Conseco Finance/Green Tree Mortgage (February 1998 to October 2000)Area Manager Pasadena OfficeResponsibilities included: Managing and maintaining 10-15 loan officers, maintaining production goals, recruiting, maintaining profit goal, reviewing expenses, adhering to compliance and regulatory guidelines, ongoing training on closing and solicitation techniques.