Experience

• 

  Bangkok Bank

  • Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

  • Chief Credit Officer

    • Oct 2021 - Present
    • Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

    Head of Credit Management Department. Responsible for credit policies, credit evaluation and approval, credit watch process, special assets management (credit restructuring, ECL provisions and recoveries).

• 

  HSBC

  • Kuala Lumpur, Kuala Lumpur, Malaysia

  • Senior Vice President

    • Dec 2015 - Sep 2021
    • Kuala Lumpur, Kuala Lumpur, Malaysia

    Senior Wholesale Credit Risk Manager. Responsible for credit assessment and approval of Wholesale credits.Senior Risk Identification, Policy & Wholesale Portfolio Risk Manager. Responsible for credit policies, WWM (Worry, Watch & Monitor) process of vulnerable exposures, portfolio risk management, thematic reviews and reporting of the Wholesale portfolio.

• 

  Citi

  • Kuala Lumpur, Malaysia

  • Vice President

    • Jul 2004 - Nov 2015
    • Kuala Lumpur, Malaysia

    Head, Emerging Local Corporates (ELC) / CitiBusiness Risk Management.Head, Credit Lending Management (Citi Commercial Bank).

• 

  Standard Chartered Bank

  • Kuala Lumpur

  • Credit Risk Manager

    • Sep 2001 - Jun 2004
    • Kuala Lumpur

    Credit risk management (credit policy, early alerts, remedial management, portfolio risk reporting & discretionary credit approvals), Business Financial Services (SME Banking).

• 

  ABN AMRO Bank N.V.

  • Netherlands
  • Banking
  • 700 & Above Employee

  • Assistant Vice President

    • Jan 1998 - Aug 2001

    Special Credits Manager (managing non- strategic and NPL accounts). Senior Credit Analyst (providing independent credit advice to the Country Credit Committee, following a short term attachment with the Asia Pacific Credit Committee for 6 months in Singapore).Loan Portfolio Manager (credit structuring, negotiations & loan documentations), Wholesale Banking.

  • Investment Analyst

    • Jan 1996 - Dec 1997

    Conducting equity research on public-listed companies, servicing the needs of fund managers in Europe, United States, Hong Kong, Taiwan and Singapore, besides the internal stakeholders from the Corporate Finance Department of the Bank.

• 

  UOB

  • Singapore, Singapore

  • Assistant Manager

    • Jan 1993 - Dec 1995
    • Singapore, Singapore

    Internal Auditor (Financial & Compliance Audit), Overseas Union Bank (OUB) Limited.Trustee & Custodian functions, OUB Limited.Credit Risk & Review (Retail & SME Banking), OUB Limited & The International Bank of Singapore (subsidiary of OUB Limited).Note: OUB was acquired by UOB in 2002.

• 

  Auditor-General's Office

  • Singapore, Singapore

  • Project Officer

    • Jan 1991 - Dec 1992
    • Singapore, Singapore

    Conducting Value-for-Money & Operational Audits on the Statutory Boards in Singapore.