Okay, let’s tackle this. So Charlie has skills like wealth management, financial advisory, and retirement planning. These are high-demand areas, especially in the US. Considering his expertise and location in Birmingham, AL, a mid-sized city, his rate might be lower than a big-city professional. However, his skills are in high demand, and he has a solid background in financial services. A good starting point for his rate could be around $100–$200 per hour for a financial advisor. However, given his expertise in areas like wealth management and retirement planning, I’d estimate his rate to be on the higher side, maybe around $150 per hour.