Okay, let’s tackle this. So Cathy has 7+ years of experience in mortgage lending and customer service. Her skills in FHA, first-time home buyers, and investment properties are in demand. She’s a Sales Manager and Senior Loan Officer at Evergreen Home Loans, which suggests a moderate level of seniority. Location is Hillsboro, Oregon, which is a mid-sized city. Mortgage lenders with her level of experience typically charge between $40-$75 per hour. Considering her skills and experience, I’ll estimate around $65 per hour.