Experience

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  ABC Bank Group

  • Nairobi

  • Relationship Manager

    • Apr 2013 - Nov 2015
    • Nairobi

    • Providing a balanced asset class mix to each client account as per individual risk profile and investment goals, and managing a loan portfolio of Kes 240M across different collateral base to ensure zero delinquency and margin call risk.• Developed cost effective, long-term asset and liability business with companies and organizations of repute order to ensure Bank's maximum profitability• Implemented and drove the bank’s SME vision and strategy, contributed to the delivery of key projects and internal initiatives. • Preparation of credit applications and supporting loan documentation as well as provided financial management information by preparing financial status analyses and reports.• Managed a team of four employees with whom I continuously worked with to identify opportunities to improve business development, client efficiency, processes and overall team performance.• Provided guidance to the service team and supported them with their individual career progression, training and development.• Ensured that all banking policies, procedures, compliance and controls in place were observed by the team.

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  Maissica Enterprises

  • Nairobi

  • Accountant

    • Sep 2012 - Apr 2013
    • Nairobi

    • Assessing client data needs to determine the appropriate product line, prepared, priced and invoiced customized reports for requests not accommodated in the existing product lines.• Processing Accounts Payable invoices as per established company guidelines with regards for accuracy, authorization, coding and supporting documentation.• Ensuring that proper controls were being adhered to; including proper stock controls and movement, cash and credit sales, and bank reconciliation, payroll preparation and maintenance• Process vendor invoices and following up for efficient settlement, supervising accounts receivable and payables to ensure that payments are deposited in a timely and accurate manner.

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  Consolidated Bank Of Kenya Limited

  • Nairobi

  • Credit Officer

    • May 2007 - Aug 2012
    • Nairobi

    A) Relationship Management/Business DevelopmentB) Credit Risk Analysis C) Credit Administration D) Leadership and supervisory roles• Ensuring credit adherence with bank policies and actively participate in decisions regarding acceptance of beneficial credit deals and rejection of sizeable loans where credit risk is significant • Review of various financial analysis and credit modeling reports against the bank’s credit policy regularly• Analyzing and recommending revisions in bank credit and lending policy• Reviewing advanced facilities performance and advising on recovery of non-performing facilities.• Liaising with service providers i.e. lawyers, auctioneers, private investigators and valuers acting on banks instructions to ensure timely close up• Ensuring regulatory compliance and implementation of effective anti-money laundering procedures and controls

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  Standard Chartered Bank

  • Card Centre/Loans advisor

    • 2003 - 2005

    • Generation of new consumer banking business via systematic out - marketing of prospective phone calls.• Support service quality by recording customer complaints and cascade to the Line manager as well as obtaining timely and relevant feedback, useful for product development, competitor monitoring and customer service improvement.