Experience

• 

  Cedar Rapids Bank & Trust

  • United States
  • Banking
  • 100 - 200 Employee

  • VP Commercial Banking

    • Dec 2022 - Present

  • AVP Commercial Loan Officer

    • Feb 2020 - Dec 2022

• 

  QCR Holdings, Inc.

  • Cedar Rapids, IA

  • AVP Special Assets

    • Sep 2018 - Feb 2020
    • Cedar Rapids, IA
• 

  Aegon Asset Management

  • Netherlands
  • Investment Management
  • 700 & Above Employee

  • Asset Manager

    • Mar 2014 - Sep 2018

    • Specialize in highly complex real estate workout transaction including bankruptcies, foreclosures, large exposure risk and highly-valued customer relationships, with an emphasis on risk management and loss mitigation. Collaborated with executive-level management, internal and external legal counsel, and other advisors to provide satisfactory loan workouts while minimizing the company’s risk of potential losses.• Relationship manager with borrowers in loan workouts, modifications and other requests requiring loan document analysis, negotiations, deal-specific decision making and problem solving. Analyze personal and property financials and create detailed discounted cash flow analysis through Argus software.• Collect and analyze data requested by rating agencies, investors and senior management; prepare customize reporting for both internal and external clients. Prepare annual presentations for four rating agencies in order to affirm or upgrade Aegon’s Special Servicing rating. Aegon’s Special Servicing rating was upgraded in 2014 by two rating agencies due to numerous factors including the creation of the STAR System (see below).• Inspection Program Coordinator - assign and receive over 1500+ annual property inspections. Train internal inspectors to conduct thorough property inspections through on-site visits and detailed reporting requirements. Manage correspondence with inspectors, maintain an inspection database and loan file and execute monthly, quarterly, and annual reports.

  • Project Manager of Special Technology Asset Resource System (STAR System)

    • Mar 2013 - Sep 2018

    • Designed, tested and implemented a new multi-screen computer system by creating detailed, interactive dashboards in order provide critical loan-level and property-level information to department asset managers. Innovative layout and functionality has gained acclaim from rating agencies and consideration to sell the system in the open market.• Provided efficiency by allowing asset managers the ability to enter detailed conversations and analysis while obtaining detailed loan and property information in order to make complex workout decisions.• Allowed company the ability to on-board and manage non-serviced third party loans. CMBS loan and property data is imported into the system from an external provider allowing for efficiency and point-in-time monitoring.

  • Client Relationship Manager

    • Feb 2012 - Sep 2018

    • Responsible for generating marketing standards to develop new relationships and manage existing clients resulting in $31 billion of new special servicing assignments and a 100% increase in assignments annually over four years.• Actively participate in regional and national industry conferences, arrange office visits and provide written communication in order to establish and build working relations and partnerships with clients, vendors, and peers.• Plan and execute marketing strategies for new and existing clients through semi-annual campaigns aimed to maintain and improve client-business relationships. • Facilitated dialogue between borrowers, investors and controlling note holders by following-up on request made in order to assure all communication is promptly responded to and decisions are carried out.• Manage communication and interaction between Aegon, Master Servicers and CMBS stakeholders. Responsible for creating monthly surveillance reports including detailed loan and property reporting, accurate calculation of fee compensation, and detailed Appraisal Reduction Amounts and Realized Loss calculations.

  • Recruit and Manage Real Estate Interns

    • Sep 2007 - Sep 2018

    • Represent the company at events with the University of Northern Iowa (UNI) to promote strong working relationship with the school’s College of Business – Real Estate Department. Mentor UNI business majors by lecturing in Finance and Real Estate classes covering topics on the real estate industry, career opportunities and the importance of internships. • Interviewed and evaluated internship candidates from the school semi-annually for Aegon’s commercial real estate division, resulting in the hiring of 100+ fulltime interns that developed into 20+ full-time employees.

• 

  Transamerica

  • Cedar Rapids, Iowa Area

  • Founder of Transamerica Professional Network (TPN)

    • May 2009 - May 2014
    • Cedar Rapids, Iowa Area

    • Collaborated with executive-level management, recruited committee leaders, and composed an action plan with by-laws to lead the organization through inception to successfully recruiting over 525+ employees to become members of TPN. TPN allowed multiple individuals the opportunity to improve le...