Okay, let’s tackle this. So Brian Davis has skills like financial analysis, risk management, and employee benefits, which are in demand. He’s also got a degree from Indiana University Bloomington, which adds some value. However, his certification is from FLMI, which isn’t as well-known as some other certifications. Location is West Des Moines, Iowa, which might be a smaller market. Considering his skills and education, I’d estimate his rate to be around $75 per hour, which is on the lower side of the industry range for insurance professionals with similar skills.