Bio
Credentials
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Construction Loans / one tine and two time closes
American Home Mortgage -
FHA Rennovation Mortgage/ 203 K Certification
American Home Mortgage -
Reverse Mortgage Certificate
Reverse Mortgage Companies of Metlife and Generation Mortgage
Experience
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New American Funding
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Roswell, NM
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Branch Manager
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Jan 2024 - Present
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Roswell, NM
Dream maker for anyone wanting to embark on the journey of home or property ownership. Whether your goal is solely to own your residence or to own enough properties to have your own Monopoly game....give me a call to get you started.
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Gold Financial Services
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200 E 4th Street Suite 500, Roswell, NM 88201
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Branch Manager/ Senior Loan Officer NMLS #265635
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Sep 2015 - May 2024
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200 E 4th Street Suite 500, Roswell, NM 88201
Gold Financial Services is a division of AmCap Mortgage, Ltd. (NMLS ID# 129122 - www.nmlsconsumeraccess.org), an Equal Housing Lender.
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RIGHT START MORTGAGE, INC., A CORPORATION OF CALIFORNIA
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6100 Uptown, Albuquerque NM 87110
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Loan Officer/265635
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Jun 2014 - Sep 2015
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6100 Uptown, Albuquerque NM 87110
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Castle & Cooke Mortgage
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6000 Uptown, Suite 310
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Loan Officer/265635
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Jun 2012 - Jun 2014
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6000 Uptown, Suite 310
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AKT/American Capital-Mortgage Partners-Albuquerque
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423 6th Street NW, Albuquerque NM 87106
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Loan Officer#265635
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Oct 2011 - Jun 2012
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423 6th Street NW, Albuquerque NM 87106
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Mortgage Broker, Loan Officer, Reverse Mortgages NM, First Time Homebuyers
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Jan 2010 - Oct 2011
Sales duties of Mortgage broker and a loan Officer include: Generating mortgage business through building relationships and selling mortgage services to individuals and businesses. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software, loan processing, and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.Request your free credit score to get started today or to repair credit.
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CenterPoint, LLC , Albuquerque New Mexico
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Metro Albuquerque, New Mexico
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Software Design Tools for Business
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May 2008 - Oct 2011
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Metro Albuquerque, New Mexico
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Innovative Products and Services
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Mar 2003 - Oct 2011
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Mortgage Broker / Loan Officer
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Oct 2008 - Jan 2010
Sales duties of a Mortgage Broker include generating mortgage business through building relationships and selling mortgage services online with mortgage caculator and in person. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software and placing into a mortgage calculator , loan processing, workshop for seniors on reverse mortgages and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.
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Mortgage Broker / Loan Officer
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Aug 2007 - Oct 2008
Sales duties of Mortgage broker and a loan Officer include: Generating mortgage business through building relationships and selling mortgage services to individuals and businesses. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software, loan processing, and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.Request your free credit score to get started today or to repair credit..
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Mortgage Broker / Loan Officer
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Mar 2006 - Aug 2007
Sales duties of Mortgage broker and a loan Officer include: Generating mortgage business through building relationships and selling mortgage services to individuals and businesses. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software, loan processing, and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.Request your free credit score to get started today or to repair credit.
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Mortgage Broker / Loan Officer
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Aug 2005 - Mar 2006
Sales duties of Mortgage broker and a loan Officer include: Generating mortgage business through building relationships and selling mortgage services to individuals and businesses. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software, loan processing, and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.Request your free credit score to get started today or to repair credit.
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Mortgage Broker / Loan Officer
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Mar 2005 - Jul 2005
Sales duties of Mortgage broker and a loan Officer include: Generating mortgage business through building relationships and selling mortgage services to individuals and businesses. Daily tasks include originating loans, networking and establishing contacts, earning the trust of clients, recommending the best loan program to clients, maintaining and optimizing database of clients, learning and entering detailed information into mortgage software, loan processing, and constantly learning about new loan programs mixed with identifying economic trends. Mortgage Broker programs include: First and second loans ranging from full document loan to stated loans, refinance rate-and-term with 15 year mortgage rates and 30 year mortgage rates, refinance with cash out 15 year with 15 year mortgage rates and 30 year mortgage rates, VA loan and loans for Veterans, FHA loan and Federal Housing Loan, HELOCK and home equity line of credit, Construction loans, senior mortgages and mortgage rates for seniors such as reverse mortgage or HECM or home equity conversion mortgage offering fixed and variable, construction loan and zero down payment first time home buyer loan.Request your free credit score to get started today or to repair credit.Request your free credit score to get started today or to repair credit.
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Field Manager / Advertising Sales and Recruiting
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Jan 2004 - Mar 2005
Selling advertising to businesses on behalf of real estate companies, golf courses, military bases and bowling centers. Create draft of ad, accurately complete documentation of sign-up forms and collect payment at point of sale. Interview, recruit, train and manage new hires, while maintaining discipline, strong work ethic, being self-motivated and good organizational habits.
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Charity
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Sep 2003 - Sep 2004
Establish and maintain registered non-profit status, book-keeping (paying bills, depositing checks, balance check register), build database and distribute newsletter, schedule ministry events, promote web site and file grants applications.
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Foreign Exchange / Currency Exchange Broker / Manager
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Mar 2003 - Sep 2003
Worked with owner to set-up company, operate and maintain business activities, hire/fire personnel, manage staff and brokers, solicit new and old prospects, marketing, create and maintain new website, verify incoming/outgoing deposits and withdrawals, verify foreign currency cash, accounting and balancing and report progress to owner.
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Foreign Exchange / Currency Exchange Broker
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Jun 2000 - Mar 2003
Sales, advertising, promotion, public speaking, prospecting, trade shows, website design and implementation, Foreign Exchange design and trading software, Foreign Exchange research and commentary, hire/fire personnel, train and supervise currency brokers with Foreign Exchange, create employee manual, payroll, verify incoming/outgoing deposits and withdrawals, verify foreign currency cash, accounting and balancing.
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Foreign Exchange and Currency Exchange Owner
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Jun 1997 - Jun 2000
Sales, marketing, financial analysis, website promotion, supervise brokers, over sight of Foreign Exchange activities, payroll, accounting, balancing, and technical and fundamental research, daily foreign exchange commentary, and trade seminars.
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Commodities Broker
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Dec 1984 - Jun 1997
Marketing, promotional material, learning of technical indicators, raising equity, servicing customer accounts, providing market analysis and option strategies to clients, executing orders, understanding and adhering to compliance rules, training and managing commodity brokers and reconciling trades.
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Education
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1985 - 1987DePaul University
Bachelor of Science, Finance-Investment Management -
1984 - 1984University of Toledo
Finance -
1980 - 1983Bowling Green State University
Finance
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