Okay, let’s tackle this. So Brett Clark has 23 years of experience in insurance, which is a significant amount of time. He’s in a leadership role at AIG, a well-established company. His skills include underwriting, risk management, and commercial insurance, which are all in demand. Location is Auckland, New Zealand, which is a relatively lower-cost market compared to major US cities. However, Clark’s experience and leadership role should command a higher rate. Considering the industry average for insurance professionals with similar experience, I’d estimate his hourly rate to be around $250. This is slightly lower than the national average in the US, but Clark’s experience and location should still command a premium.