Experience

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  Sacramento Valley SBDC

  • Sacramento, California, United States

  • Strategic Business Advisor

    • Jan 2024 - Present
    • Sacramento, California, United States

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  Asset Commercial Credit

  • Rocklin, CA

  • President

    • 2010 - Present
    • Rocklin, CA

    Asset Commercial Credit is both a lender and broker of business financing. Internally we specialize in accounts receivable lending. We are available to assist businesses with any type of financing, including SBA loans, leasing, letters of credit, operating capital and asset based loans.

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  Preferred Financial Consulting

  • Principal Consultant

    • Aug 2002 - Present

    I diagnose impediments to business growth and free my clients to grow to new heights. In many cases I can provide the required solution. In some cases I outsource the implementation steps to highly ethical, qualified peers that adhere to the Institute of management Consultants' Code of Ethics.Some of the solutions I deliver include: management coaching, plans (business and strategic), financing assistance, grant writing, financial projections, and Director services.

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  EnviroWorld Technology, Inc.

  • Atwater CA

  • President - CEO - Director

    • Aug 2002 - Jan 2015
    • Atwater CA

    EnviroWorld Technology Inc. designs and manufacturers energy saving/energy efficiency devices for large three phase inductive motors. Bob is honored to apply organization development skills and scientific methodology to finish product development and bring this revolutionary, patented (domestic and international) technology to the world markets.

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  BullsEye Integration, LLC

  • CEO

    • Aug 2007 - Dec 2009

    Delivering post merger value: Assist merging companies with their integration plan and implementation to retain customers, realize value sooner and facilitate diverse cultures working together.Components may include Executive coaching; process improvement and documentation; accountability and performance improvement; strategic planning and business plans; financial projections; negotiation with banks; valuation improvement; risk analysis

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  IMC

  • Board member

    • 2006 - Dec 2009

    I am treasurer of Management Consultants of Sacramento, which is the Sacramento arm of the Northern California Chapter of the Institute of Management Consultants.

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  Farmers & Merchant's Bank of Central California

  • First Vice President

    • Jan 1998 - Jul 2002

    Director of Community Development Lending, Manager SBA Loan Department.Achieved number one SBA lending status in san Jouquin County.Highest rating on exams and audits.

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  Bank of America Community Development Bank

  • Vice President

    • Nov 1991 - Aug 1997

    Broad bankwide managerial responsibilities including IT, Operations, lending portfolio, audits and reviews, problem loans

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  Bank of America N.T & S.A.

  • Vice President

    • 1972 - 1991

    Infrastructure development, Credit Administration, Commercial Banking, Trade Finance, Foreign Exchange, Agriculture, Real Estate, Middle Market Lending, Small Business Lending, Broad industry experience, Operation, HR, Supervision, Loan Center development and Management, etc.