Okay, let’s tackle this. So Bob Miller has 49 years of experience in life and health insurance sales, which is a long time. He also has a degree from Fort Hays State University, which adds some prestige. Skills like insurance sales, strategic planning, team building, and project management are valuable. Location is Grapevine, Texas, which is a decent-sized city. Insurance professionals with his level of experience, especially in sales, typically charge higher rates. Maybe around $150–$250 per hour? But considering his longevity in the field, maybe higher. Some insurance agents with similar experience might average $200–$300. So I’ll estimate around $200