Okay, let’s tackle this. So Bob Bowden has experience in insurance, which is a field with a wide range of salary benchmarks. According to the Bureau of Labor Statistics, the median annual salary for insurance sales agents in the US is around $54,000. However, this number can vary greatly depending on factors like location, experience, and type of insurance. Since Bob is the owner of his own agency, he likely earns more than the median. Considering his experience and location in Sandy, UT, a smaller market, his rate might be on the lower side. I'll estimate around $75 per hour, which is below the national average but still reasonable for a smaller market.