Okay, let’s tackle this. So Bo Brown has experience in credit consulting, which is a specialized field. His experience as a National Credit Consultant at MSI CREDIT SOLUTIONS suggests he has some expertise in this area. However, his background in personal training and management at 24 hour fitness and Forever Fitness indicates he may not have the same level of expertise as someone with a similar role in a financial institution. Location is Dallas, Texas, which is not a major financial hub. Considering his experience and education, I would estimate his hourly rate to be around $75, which is on the lower end of the scale for credit consultants. Some credit consultants with similar experience in major financial hubs can charge $100-$200 per hour. But Bo’s background in personal training and management suggests he may not have the same level of expertise, so I’m being conservative with this estimate.